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HM GovernmentHousing & environment

Cut Bands A–B flood contents premiums to £25

“This includes more than halving premiums for contents cover policies in Council Tax Bands A and B, to £25, from April 2027.”

PromisedPress release (Department for Environment, Food & Rural Affairs), 13 Oct 2026
  1. Promised

Where it stands

A restatement: the release says the government and Flood Re unveiled these plans earlier this year, to keep flood insurance fair, affordable and sustainable. Premiums for contents cover in Council Tax Bands A and B are to be more than halved, to £25, to support lower-income households and renters, with insurers expected to pass the savings on to customers. "From April 2027" is read as 1 April 2027. The card moves when the new premiums apply.

What has happened

  1. Oct 2026The government and Flood Re restate the plan to more than halve premiums for contents cover in Council Tax Bands A and B, to £25, from April 2027, Promised
  2. Apr 2027Contents cover premiums in Council Tax Bands A and B due to fall to £25 from April 2027, Deadline

About the cost

No cost has been published. £25 is the new premium, not a cost to the government.

More detail

Sources (1)
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