# Raise the personal allowance to £15,000

> “The first Budget of a Reform government will increase the tax-free personal allowance for income tax to £15,000, beginning at the next tax year.”
>
> — Reform UK; The First 100 Days: Our Pledges to You, page 12, 5 September 2026

- **Status:** Promised
- **Status ladder:** Promised → In plan → Legislated → Funded → Delivering → Delivered
- **Policy area:** [Taxes](https://ledgergov.uk/promises/area/taxes)
- **Speaker:** [Reform UK](https://ledgergov.uk/actor/reform-uk)
- **Made on:** 5 September 2026
- **Where:** The First 100 Days: Our Pledges to You, page 12
- **Cost a year:** Costs £19bn to £23.2bn a year (central £21.1bn)
- **Who it affects:** Income taxpayers earning under £100,000 (the party says about 40 million, with 2.9 million taken out of income tax). The higher-rate threshold stays at £50,270 and the taper above £100,000 is kept.
- **When:** In the first Budget of a Reform government, pledged within its first 100 days; takes effect at the start of the next tax year
- **Paid for by:** Previously announced savings: £52bn a year from the Making Welfare Work programme by the end of the next Parliament, £7bn from eliminating most foreign aid, £10bn from cutting net zero programmes and £7bn from shrinking the government by the end of the next Parliament, plus immigration-related savings (the party lists £91bn of itemised savings and new revenue against £58bn of costs).
- **Quote source:** https://www.reformparty.uk/policies/the-first-100-days-our-pledges-to-you/pdf (checked word for word on 6 October 2026; Quoted for reporting; rights stay with the publisher)
- **Last updated:** 6 October 2026
- **Card:** https://ledgergov.uk/promise/uk-reform-personal-allowance-15k-2026

## Where it stands

Reform UK is not in government, so the card stays at Promised. This pledge replaces the party's 2024 aim of a £20,000 allowance, which it said in November 2025 it was no longer committed to; the same document keeps £20,000 as a long-term ambition.

## Timeline

- 5 September 2026, Promised: Robert Jenrick announces the £15,000 allowance at Reform UK's conference; the party publishes its First 100 Days document

## About the cost

Year shown: the fifth year, the latest year Reform UK costed. The party's own costing, including a behavioural adjustment, is £17.7bn in the first year (2026-27 incomes), rising to £21.1bn by the fifth year (central). No independent costing of the £15,000 pledge was found on 6 Oct 2026; an editor should add one when published. Low–high is an editorial ±10% because the source gives a central figure only.

Costing sources:
- [Reform UK: The First 100 Days, Costings (pages 13-14)](https://www.reformparty.uk/policies/the-first-100-days-our-pledges-to-you/pdf)
- [BBC News, 5 Sep 2026](https://www.bbc.co.uk/news/articles/cgk5g51xk57o)

## Corrections

- 6 October 2026, the how much bn per year in version 1: The range ran from the first-year cost to the fifth-year cost (a time profile). Cards show one year: the party's fifth-year figure, with an editorial ±10% because the party gives a central figure only. Was: £17.7bn to £21.1bn a year. Now: £19bn to £23.2bn a year. ([source](https://www.reformparty.uk/policies/the-first-100-days-our-pledges-to-you/pdf))
- 6 October 2026, the cost note in version 1: The note used the first-year and fifth-year costs as the ends of a range. It now gives the year shown, the editorial ±10% and the two costs as a time profile. Was: “Reform UK's own costing: £17.7bn in the first year (low and central) and £21.1bn by the fifth year (high), including a behavioural adjustment. No independent costing of the £15,000 pledge was found on 6 Oct 2026; an editor should add one when published.”. Now: “Year shown: the fifth year, the latest year Reform UK costed. The party's own costing, including a behavioural adjustment, is £17.7bn in the first year (2026-27 incomes), rising to £21.1bn by the fifth year (central). No independent costing of the £15,000 pledge was found on 6 Oct 2026; an editor should add one when published. Low–high is an editorial ±10% because the source gives a central figure only.”. ([source](https://www.reformparty.uk/policies/the-first-100-days-our-pledges-to-you/pdf))
- 6 October 2026, the funded by in version 1: The entry left out when the savings arrive. The party's costings give the £52bn welfare and £7bn government savings as amounts by the end of the next Parliament. Was: “Previously announced savings: £52bn a year from the Making Welfare Work programme, £7bn from eliminating most foreign aid, £10bn from cutting net zero programmes and £7bn from shrinking the government, plus immigration-related savings (the party lists £91bn of itemised savings and new revenue against £58bn of costs).”. Now: “Previously announced savings: £52bn a year from the Making Welfare Work programme by the end of the next Parliament, £7bn from eliminating most foreign aid, £10bn from cutting net zero programmes and £7bn from shrinking the government by the end of the next Parliament, plus immigration-related savings (the party lists £91bn of itemised savings and new revenue against £58bn of costs).”. ([source](https://www.reformparty.uk/policies/the-first-100-days-our-pledges-to-you/pdf))

## Sources

- [Reform UK: The First 100 Days: Our Pledges to You (PDF), September 2026](https://www.reformparty.uk/policies/the-first-100-days-our-pledges-to-you/pdf)
- [BBC News: Reform promises to increase tax-free personal allowance to £15,000, 5 Sep 2026](https://www.bbc.co.uk/news/articles/cgk5g51xk57o)
- [Chartered Institute of Taxation: Reform UK Conference 2026 report](https://www.tax.org.uk/reform-uk-conference-2026-tax-policy)

## Checks

- Checked by AI Journalist (automated) on 6 October 2026; human editor review to come.

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